Frequently Asked Questions
We’re Here for You
Do you offer free consultations/ free quotes to new customers?
All consultations and quotes are free to new and existing customers! There is never a payment requirement until you've signed paperwork to bind your policy. Give us a call or shoot us an email so we can get more information on how best to help.
You can also go to our Contact Us page and fill out the form so we can get in touch.
Why do I need to buy insurance?
Everyone's insurance needs are unique, and so is the insurance they buy.
To put it simply, insurance is meant to help restore you to the financial state you were in before a loss occurred. (Without insurance, you'd be paying for everything out-of-pocket, right?)
Having the right amount of coverage helps to mitigate the cost associated with a claim that would have other-wise been 100% your responsibility. Liability = "the state of being responsible for something, especially by law."
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Contact us to understand what coverages are offered under the type of insurance you're looking for.
How do I make sure I’m not under-insured?
The best way to make sure you're not under-insured is by understanding what you need so you can ask for it.
For example: If you wanted to make sure your personal auto policy could cover a $50,000 vehicle for property damage if you accidentally caused damage to one, you'd want that $50,000 in coverage to reflect on your auto policy in the correct area on your declaration page, right? Absolutely!
Due diligence is key, and we're here to help you have the right tools to succeed.